Showing posts with label financial pressures. Show all posts
Showing posts with label financial pressures. Show all posts

September 17, 2009

DURING TOUGH FINANCIAL TIMES

Cal Rychener, the pastor of Northwoods Community Church in Peoria, Illinois, shared this poignant memory with me.

“I remember a situation from 1979. I was home for Christmas from college and one afternoon when just my mom, dad, and I were home for lunch, I saw my dad at the table with his head down in his arms. That was very unlike him and I said, ‘Dad, what’s the matter?’ He said, ‘I’ve got a $300 fuel bill that I don’t know how I’m going to pay.’

“Everything in me wanted to say, ‘Dad, let’s pray about it, turn it over to God and see what he does about it.’ But I didn’t say that. I didn’t want to sound super-spiritual. I didn’t want to get my hopes up that God might do something and then nothing happen. That’s the real tension in faith. If you truly believe God for anything, there are going to be times that you’ll feel like an idiot for trusting him. Because until he comes through you don’t know if he’s going to, and if he doesn’t, you feel like maybe you weren’t supposed to trust his promise like that. So we play it safe, and worry and fret instead of trust!

“I went up to my bedroom after lunch because I was feeling badly for my dad and I got down on my knees and prayed for him. ‘Lord, Dad never has had anything to spare with all of us kids. It’s always been so hard for him. Please bless him and provide for this fuel bill somehow.’

“I will never forget him coming up the walk that day at 5:00 pm with a surprise Christmas bonus that the boss had given to all the employees that day. Care to guess the amount of the bonus? $300! What a great answer to prayer!

“But I remember thinking, ‘Lord, I want to learn how to cultivate a heart of faith and joy at noon before I actually see you solve the problem at 5:00.’ The circumstances said at noon, ‘You’re in a heap of trouble. You’re not going to be able to pay your bills. You’ve got a reason to feel hopeless and dejected,’ and from our natural surroundings, we did! But, those were the lies that were designed to take my eyes off my Source! I was not any less secure at noon than at 5:00 p.m. Because of this, I want to trust God and give thanks to God ahead of time. I want to learn to pray, ‘Thank you Lord. Though this fuel bill is due and I don’t know how I’m going to pay it, you are the Source.’”

Cal then shared that he is learning to activate his faith through thanksgiving. “For me the secret to operating in faith is found in this little word - thanksgiving.”

Years later, as the senior pastor of Northwoods Community Church, Cal and his church board had the opportunity to purchase extra land for their exploding church. The price? $300,000. They didn’t have $300,000 so discussed borrowing and other options. Deciding to pray, Cal thanked God for this situation. He offered to God a sacrifice of thanksgiving, having learned over the years that thanksgiving releases his faith. Cal only desired what God desired for the church, and did not want to worry and fret. Thanksgiving lifts the burdens and anxieties. Thanksgiving brings peace and confidence.

The next day in the mail a businessman in the church sent Cal a check for $300,000. This man had no idea about the need or the board discussions. He knew nothing. This man simply felt led by God to give the church a check for $300,000.

Look, Cal doesn’t receive miraculous interventions like this every time he prays! But because he has encountered God several miraculous times over the years, thanksgiving puts him in a posture to exercise faith and remain calm of heart regardless of the outcome.

Sadly, some never learn this. When the $300 bill comes, they pound the kitchen table in anger, go up to their bedroom and kick the wall, and later cope with the frustration by indulging in some carnal activity. The miracle at 5 pm never comes, and they blame God! The Bible says, “The foolishness of man ruins his way, and his heart rages against the Lord” (Proverbs 19:3).

Friend, what is your need? Are you thanking God ahead of time? Assuming you are acting as responsible as you know how, are you learning to relax and release your faith through the giving of thanks?

In your marriage, if you are experiencing an increase in financial pressures, is our Loving Lord inviting you to look to Him during these tough financial times? Don’t let your frustrations get the better of you. Keep praying. Keep thanking. .

December 12, 2008

SETBACKS

Because of the many financial pressures coming to many good willed couples during this recession, I reflected on the comment that some make that money problems are the cause of divorce. I have never agreed with that comment. Money is a symptom of a deeper issue. Money is not the cause of the divorce.

Let me back up and share with you why I think this way.

Do you remember when you dated and how the relationship progressed positively until your first big fight? At that moment you experienced a setback --a temporary change from better to worse. Or, during the birth of your children you experienced joy immeasurable but as the children grew and entered their teens they treated you like you were from another planet. You experienced a setback -- a temporary change from better to worse. Or, during the first several years of employment your salary and bonuses exceeded expectations, enabling many wonderful purchases, but when the economy entered a recession you hit a financial brick wall. You experienced a setback -- a temporary change from better to worse.

During those disappointing times, as you reflect, how would you rate your emotional maturity, your response to your spouse, and your faith in God?

Often I hear couples say, "if we didn't have these financial problems, we would have a great marriage." Or, "if we didn't struggle sexually, we would have a wonderful relationship." Or, "if we didn't have all these teenage children, our marriage would be thriving."

But I want to challenge that thinking. I don't think that's necessarily true. I remember the comedian who said, "I have been poor and I have been rich. Rich is better." Indeed, we are happier when life is easier But if we take a dogmatic position that says -- and I'm applying this to marriage -- external circumstances determine my marital happiness then we are destined to unhappiness in our marriage when we encounter serious setbacks. We buy into a lie that says "because I have financial, sexual, and child-rearing problems, my marriage is going to be unhappy."

We may be less happy but we don't have to be unhappy in the marriage. Truth is, we can have a meaningful marriage during the setbacks if we make a choice to trust God, love/respect a spouse, and respond in emotionally mature ways. No one says this choice will be easy but we can make this choice, and when we make this choice each of these areas(trust, love/respect, controlled anger/fear) serves as a track to run on.

I believe we have internal freedom to make the right internal choice. We can experience a measure of happiness in marriage apart from happy happenings. Maybe we won't click our heels with glee but we don't have to pop pills to go to bed and pop pills to get up from bed.

Do we really have this freedom of choice? Look at Job and Job's wife. Both experienced the same events that inflicted suffering upon them. Talk about setbacks! No one envies what they went through. They lost property, servants, children... nearly everything. But notice the difference between Job and his wife. Job made the internal choice during this setback to bless God, refusing to sin with his lips. Notice that he trusted God, did not show hostility toward his wife, and maturely responded (not controlled by anger or fear).

Job 1:20 Then Job arose and tore his robe and shaved his head, and he fell to the ground and worshiped.
Job 1:21 He said, "Naked I came from my mother's womb, And naked I shall return there. The LORD gave and the LORD has taken away. Blessed be the name of the LORD."
Job 1:22 Through all this Job did not sin nor did he blame God.

On the other hand, Job's wife wanted Job to curse God, which suggests she was cursing God. She made the internal choice to shake her fist at heaven, show contempt toward Job, and react foolishly(probably out of anger and fear).

Job 2:9 Then his wife said to him, "Do you still hold fast your integrity? Curse God and die!"
Job 2:10 But he said to her, "You speak as one of the foolish women speaks. Shall we indeed accept good from God and not accept adversity?" In all this Job did not sin with his lips.

We see clearly with Job and Job's wife that setbacks do not CAUSE our sinful reactions but REVEAL our sinful reactions. For instance, circumstances did not CAUSE Jesus to be the Son of God but REVEALED him to be the Son of God. Let me illustrate it this way. A speck of sand in the human eye first "causes" irritation, then infection, and if not cared for loss of vision. That same speck of sand in an oyster first "causes" irritation, then concretion, and then produces a beautiful pearl. Technically the sand did not CAUSE the loss of vision or produce a pearl. The sand REVEALED the inner properties of the human eye and oyster. If that is not so, the next time sand enters your eye be careful because a pearl may pop out.

In life, these setbacks are irritants which ultimately reveal our faith in God, our willingness to choose love or respect in marriage, and the level of our emotional maturity in response.

Bottom line, my response is my responsibility. For instance, in my marriage to Sarah she does not cause me to react unlovingly but she reveals my unloving reactions. I don't cause her to react disrespectfully but I reveal her disrespectful reactions.

I remember at military school, when I was age 16, I scuffed my spit-shined shoe. I exploded in anger. Just then I felt a hand on my shoulder and a voice saying, "calm down Mr. Eggerichs, calm down." It was the commandant. At that moment, I realized I needed to face myself. It was a serious moment of self-discovery. I didn't get angry because I scuffed my shoe. The scuffing of the shoe revealed my angry way of dealing with setbacks. The scuffing of the shoe surfaced my immaturity.

Sarah recounts in our early marriage coming at me loudly and me responding, "Sarah, you can be right in what you're saying but wrong at the top of your voice." She testifies how that profoundly affected her. She realized the conflict with me was revealing things to her about herself. She chose to respond more respectfully, and gained a great deal of power to influence my heart.

When Sarah had breast cancer and I had melanoma, we had to face off with potential death. For a period of time, we didn't know exactly what the future held. If you were watching from the outside would you expect us to shake a fist at God, shake a fist at each other, and then throw temper tantrums? Why not? Don't bad circumstances cause us to react the way we react? No, I assume you would tell us, if you really cared about us, that such reactions are not being caused by this setback but are revealed by the setback.

What are you going through right now? Are you feeling overwhelmed by a setback like unexpected unemployment, the shocking affair, second deployment, etc.? How will you cope? Will you react like Job or Job's wife? Because you've read this far, I believe you will lean toward the side of Job. My role is to encourage you. I believe in you. Temporarily things are going from better to worse. Don't lose heart. You know how to trust God. You know how to put on love or respect. And, you know how to respond maturely without excessive anger or fear.

Stay the course. Though you will falter like Sarah and I falter, these setbacks will not CAUSE your marriage to go under. Don't buy into the lie that these setbacks destine your marriage to end in a divorce court.

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